Total Choice Checking

Get full-service checking and worldwide access to your accounts. Total Choice provides members with a choice of two accounts: Basic or Money Market Checking.

Basic Checking:

• Free 24-hour online banking (see CU@Home for details)
• Free bill pay
• No transaction limits
• No minimum balance
• No per-check writing fees
• Direct Deposit of designate Payroll Deduction
• Free Debit MasterCard
• Secure online check re-ordering
• Overdraft Protection*
• Low monthly service fee only $3.00
• No service fee for students and members 60 years and over
• Quarterly dividends paid using Average Daily Balance Method

Money Market Checking:

Money Market Checking offers the earning potential of term share certificates with the flexibility of checking.  Instead of locking up money for an extended period of time (or paying a penalty in order to access the funds early), earn high-yield interest with the liquidity of checking!

• Free 24-hours online banking (see CU@HOMEfor details)
• Free bill pay
• 6 withdrawals or 6 check writing limit per month
• Direct Deposit or designate Payroll Deduction
• Free Debit MasterCard
• Secure online Deluxe Check Printer check re-ordering
• Overdraft Protection*
• No monthly service fee
• Monthly dividends paid using Average Daily Balance Method

Overdraft Protection:

Unexpected expenses happen from time to tome.  In the event your checking account balance runs short, Overdraft Protection automatically transfers the necessary funds from the Total Choice account you designate for a $2 fee.