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| Rates |
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| Loan Rates |
| Type |
Term |
APR* as low as |
| New Vehicles |
24 Months |
4.90% |
| 36 Months |
4.90% |
| 48 Months |
4.90% |
| 60 Months |
4.90% |
| 72-84 Months** |
4.90% |
| *APR=Annual Percentage Rate |
| **72-84 Based on Credit Rating |
| Payment Example: $1,000.00 financed @ 4.90% APR for 12 months equals $85.60 per month. |
| Type |
Term |
APR* as low as |
| Used Vehicles |
24 Months |
4.90% |
| 36 Months |
4.90% |
| 48 Months |
4.90% |
| 60-84 Months |
4.90% |
| *APR=Annual Percentage Rate |
| Payment Example: Ex: $1,000.00 financed @ 4.9% APR for 12 months equals $85.60 per month. |
| Type |
Term |
APR* as low as |
| Line of Credit Signature |
-- |
9.00% |
| *APR=Annual Percentage Rate |
| Payment Example: ex: $1,000.00 financed @ 9.00% APR for 12 months equals $87.48 per month. |
| Type |
Term |
APR* as low as |
| Closed End Signature |
-- |
8.00% |
| *APR=Annual Percentage Rate |
| Type |
Term |
APR* as low as |
| Visa Gold |
-- |
6.90% |
| Visa Classic |
-- |
13.90% |
| College Student Visa |
-- |
9.50% |
| Secured Visa |
-- |
7.90% |
|
*APR=Annual Percentage Rate
|
|
| Type* |
Term |
APR** |
| Mini Mortgage |
Up to 10 Years |
as low as 5.25%
|
| 1st Mortgage |
Up to 15 Years |
4.50% |
| 1st Mortgage |
16 to 20 Years |
4.75% |
| 1st Mortgage |
21 to 30 Years |
5.00% |
| 2nd Mortgage |
1 to 5 Years |
9.00% |
| 2nd Mortgage |
6 to 10 Years |
9.50% |
|
**APR=Annual Percentage Rate
|
| Type |
Term |
APR** |
| Share Secured Loan |
-- |
2.00% above dividend rate
|
| **APR=Annual Percentage Rate, based on current dividend rates |
|
Payment Example: ex: $1,000.00 financed @ 8.00% APR for 12 months equals $87.04 per month.
| Type |
Term |
APR** |
| Certificate Secured Loan |
-- |
1.00% above dividend rate
|
| **APR=Annual Percentage Rate, based on current dividend rates |
|
Payment Example: ex: $1,000.00 financed @ 8.00% APR for 12 months equals $87.04 per month.
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Savings Rate Effective Date: December 31, 2009 - All rates subject to change without notice. Contact the Credit Union for the most current rate and account information.
|
| Balance |
Dividend Rate |
APY* |
| $0.01 - $9,999,999.99 |
0.50% |
0.50% |
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*APY=Annual Percentage Yield
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Checking Rate Effective Date: December 31, 2009 - All rates subject to change without notice. Contact the Credit Union for the most current rate and account information.
|
| Balance |
Dividend Rate |
APY* |
| $0.01 - and up |
0.50% |
0.50%
|
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Money Market Checking Rate Effective Date: December 31, 2009 - All rates subject to change without notice. Contact the Credit Union for the most current rate and account information.
|
| Balance Dividend Rate APY* |
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$0.01 - $9,999.99 0.75% 0.75% 10,000.00 - $9,999,999.99 1.00% 1.00%
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Share Certificate and IRA Certificates Effective Date: June 1, 2010. Minimum $250 on IRA certificates. Minimum $1000 Share Certificates) Note: Early withdrawal penalties do apply to Certificates. Rates subject to change; Call the credit union for most current rates.
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| Term |
Dividend Rate |
APY* |
| 6 Months |
0.75% |
0.75% |
| 12 Months |
1.00% |
1.00% |
| 24 Months |
2.00% |
2.02% |
| 36 Months |
2.25% |
2.27% |
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*APY=Annual Percentage Yield
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