Privacy Policy

FACTS WHAT DOES TOTAL CHOICE FCU DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number
  • Transaction or loss history
  • Credit history
  • Overdraft history
  • Credit card or other debt
  • Checking account information
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Total Choice FCU chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Total Choice FCU share? Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus Yes No
For our marketing purposes – to offer our products and services to you Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes –
Information about your transactions and experiences
No We don’t share
For our affiliates’ everyday business purposes –
information about your creditworthiness
No We don’t share
For non-affiliates to market to you No We don’t share
Questions? Call 800-624-7313 or go to www.totalchoicefcu.com
Who we are
Who is providing this notice? Total Choice FCU means Total Choice Federal Credit Union
What we do
How does Total Choice FCU protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom
access is appropriate.
How does Total Choice FCU collect my personal information?

We collect your personal information, for example, when you

  • Open an account
  • Apply for a loan
  • Give us your income information
  • Give us your contact information
  • Show your driver’s license

We also collect your personal information from others, such as credit bureaus, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State law and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Total Choice FCU has no affiliates
Non-affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Total Choice FCU does not share with nonaffiliates so they can market to you.
Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include insurance companies.

Download Privacy Policy (PDF – new window/tab)

Get Adobe Acrobat Reader DC