Home Loans

Home Purchases and Refinances

It’s not always fun and games, but when you decide to finance your dream with Total Choice FCU, our goal will be to set you on the path to home ownership!

Your credit union now offers a variety of home loan types:

FHA, VA, Rural Development and Conventional.

We are here for all your home loan needs.

Call Mary Vedros (MLO#897431) at (985)783-2130 to get the process started.


Home Equity Mini Mortgage

If you have equity in your home and are looking to borrow less than $75,000, we have the right loan for you!

Our mini mortgage program can provide you with the opportunity to borrow up to 80% of the appraised value of your home (less the amount owed) or up to $75,000!

  • Low closing cost $500 flat fee
  • Competitive fixed rates
  • Multiple terms
  • Owner occupied property only


Payment Example:  $75,000 financed @ 5.25% APR* for 120 months equals $804.69 per month.

*APR= Annual Percentage Rate