Student

That’s right!  Your credit union has all the financial services you need to enter the “Real World”.  And, we have the expertise to guide you along the way.  We’re not here to provide you a grocery list of products that could and just might get you in financial trouble.  We’re here to help you understand and learn how to best use these services to build a better financial future.

Student Visa Cards

Use it as a credit card or get cash back at any Total Choice FCU branch or network ATM displaying the VISA logo.  Up to $1,000 at a fixed rate APR*.  See current rates.

*APR=Annual Percentage Rate.  All Visa approvals are based on credit worthiness and ability to pay.

Rates, repayment, and fees (PDF – new window/tab).

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Education Loans

Need Money for Tuition?  Borrow 6.75%APR* for 10 months.

The most important investment to make in our children’s lives is in a good education.  Our members may borrow funds, at a considerable lower rate for a 10-month term to use for tuition for private or parochial grammar and high school or community college, vo-tech and university. Simply provide a copy of the school registration or a current annual expense sheet for tuition verification.

*APR=Annual Percentage Rate.  All Visa approvals are based on credit worthiness and ability to pay.  Fixed annual percentage rate of 6.75% of APR.  Monthly payment on $1000.00 = $86.44

 

All Information accurate as of 10/01/14