Payroll Deduction & Direct Deposit

Payroll Deduction

Payroll Deduction saves you time every payday. Have a portion of your paycheck sent automatically to Total Choice Federal Credit Union for deposit into one or more of your accounts. The amount of the payroll deduction may be adjusted higher or lower at any time.

  • Add to your savings each payday
  • Make your regular loan payments automatically
  • Qualify for lower auto loan rates when you use this service to make payments
  • No fee for this service


If you are currently a member and would like to sign up for Payroll Deduction, you may pick up the necessary forms at your payroll department, any of the branches, or call us at 985-783-2130.


Direct Deposit

Whether it’s time to catch up on your IRA Contribution or Speed Up your Income Tax Refund, Direct Deposit is the fastest, safest way to transfer your refund into your account.   Sign up today.

Why use Direct Deposit?

  • CONTROL –  Financial Planners recommend Direct Deposit as a way to gain control of your personal finances.
  • DISCIPLINE –  You decide how to divide your pay among your accounts, automatically.
  • PEACE OF MIND –  Your payment is always there no matter where you are.


Who uses Direct Deposit?

  • 70% of all Social Security benefit recipients,
  • 46% of the U. S. workforce,
  • 96% of all Federal Government employees