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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Credit Sense-Check Your Score For Free - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Current Promotions - 30 Year Fixed Rate Mortgage</image:title>
      <image:caption>Unlock the door to your dream home with a mortgage that works for you! Take advantage of a 30 year fixed rate mortgage. Click here to learn more about our mortgage products!</image:caption>
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      <image:title>Current Promotions - Refer A Friend to Join Total Choice!</image:title>
      <image:caption>When you “Refer a Friend” you get rewarded! For every friend you refer you will receive a $25.00 deposit* in your savings or a rate discount of .25% on an approved loan**. Your friend just needs to open a savings and checking account with us as well as set up a direct deposit. We will waive the one-time membership fee of $5.00; they just need to make a $5.00 deposit in their savings and a $25.00 deposit in their checking account.   New members must not have an existing account with Total Choice. *Maximum deposit of $100.00 **Visa Credit Cards and Mini Mortgage/Mortgage loans are excluded</image:caption>
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      <image:title>Current Promotions - Shift Into Savings</image:title>
      <image:caption>Switch your auto loan to Total Choice today! You’ll pay no registration or application fees. Rates as low as 4.00% APR*. Apply here. APR=Annual Percentage Rate. Rate is determined by creditworthiness. Enjoy no fees for a limited time only. Estimated payment: $1,000.00 for 12 months @ 4.00% APR=$85.16.</image:caption>
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      <image:title>Current Promotions - Now Accepting Apps for our 2026 Scholarship Program</image:title>
      <image:caption>Visit our Scholarship Info page here for more details and to learn how to apply. Deadline is Friday, April 3rd, 2026.</image:caption>
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      <image:title>Current Promotions - New and Used Auto Loans</image:title>
      <image:caption>Apply here!</image:caption>
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      <image:title>Current Promotions - Good Start Lending Program</image:title>
      <image:caption>Good Start Lending Program If you’re between the ages of 18-25 you may qualify for our program. Applicants that meet the below requirements may qualify for an Auto loan up to $25,000.00*. Requirements: Open a Savings Account Open a Checking Account Open a Share Secured Visa Credit Card** Must be on current job for at least 6 months *Auto Loans: Maximum term is 60 months. **Share Secured Visa Credit Cards: Additional sub share is required, Minimum limit is $250.00, maximum limit is $1600.00. An additional $100.00 is required to put on hold to secure your credit card.</image:caption>
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      <image:title>Current Promotions - Total Choice FCU Loyalty Program</image:title>
      <image:caption>It pays to be a member. Earn discounted rates for returning to us for your loan needs. Apply here.</image:caption>
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