Online Banking & Bill Payment

Online Banking

Total Choice Federal Credit Union is proud to offer you Online Banking our anytime PC-based internet transaction service.  It’s safe, free, and simple to use.  Your personal computer can now serve as your home branch and it’s open for business whenever you choose – day or night, seven days a week, 24 hours a day.

When you are ready to sign-up to get into Online banking just call any of our offices and we will get you started immediately.


FREE Electronic Bill Payer

Sign-up right now for Total Choice FCU’s FREE Bill Payer service.  Now you can pay almost anyone, any amount, anytime day or night – electronically from your Total Choice FCU Checking Account.

It’s Safe & Secure – Bill Payer uses 128-bit SSL encryption when communicating data.

It’s Easy – Setting up and paying bills are simple and fast.

It’s Saves $$$ – Save over $40 a year in postage if you currently pay 10 bills a month.

It’s FREE – Save up to $120 a year or more over competing services.

It’s Convenient – Schedule monthly, twice monthly, biweekly, weekly and even single payment options.


Online Banking Multi-Factor Authentication (MFA) Communication

Total Choice FCU updated the Online Banking Multi-Factor Authentication (MFA) on Thursday May 14th, 2015.

As Total Choice FCU is committed to providing the most effective and secure operating environment for home banking, it is necessary for us to update the hardware, database and MFA configuration. All online banking members will be required to re-enroll in MFA upon first log in after the update. The re-enrollment will ONLY change your security questions, answers, image and phrase. Your User Id and password will NOT be changed. Please follow the steps below to re-enroll:

  1. Clear all session cookies from your device. Not doing this could cause older site cookies to be used and generate misleading displays or errors
  2. Select 3 new questions in the drop downs provided. You may see previously selected questions and they can be reused, with the same answer.
  3. Select a new image and passphrase. This can also be the same information that was previously entered.

Once the enrollment is complete, log in processes will be normal.