Current Promotions

Welcome to our Promotions Page! Below you will find special offers. Check it out!


Holiday Loan Special

Need some extra cash this holiday season? We have a Special Holiday loan just for you! This loan does not require a credit check but qualifying applicants must be in good standing with the credit union for the last 2 years with no NSF activity. First time borrowers can apply for up to $750.00 and repeat borrowers can borrow up to $1300.00. The interest rate for this loan is 18% APR* and the term is 12 months. Must be a member for a minimum of 6 months to qualify for this loan.

A $40.00 Processing Fee is due at time of application.

Apply Here!

*APR=Annual Percentage Rate

Estimated Payment: Borrow $1000.00 at 18%APR for 12 months = $91.63 per month.

Skip A Pay Now Available!

Need some extra cash this holiday season? Skip your loan payment.

$35.00 Processing Fee, Excludes Credit Cards, Mortgage and Holiday Loans.

Apply Here!


New and Used Auto Loans

Apply here!


Good Start Lending Program

We want to be your first choice for financial success. Start right here with your credit union.

If you’re between the ages of 18-25 you may qualify for our program. Applicants that meet the below requirements may qualify for an Auto loan up to $25,000.00*.

Requirements:

Open a Savings Account

Open a Checking Account

Open a Share Secured Visa Credit Card**

Must be on current job for at least 6 months

*Auto Loans: Maximum term is 60 months.

**Share Secured Visa Credit Cards: Additional sub share is required, Minimum limit is $250.00, maximum limit is $1600.00. An additional $100.00 is required to put on hold to secure your credit card.


Total Choice FCU Loyalty Program

It pays to be a member. Earn discounted rates for returning to us for your loan needs. Apply here.