Current Promotions
Welcome to our Promotions Page! Below you will find special offers. Check it out!
Refer A Friend to Join Total Choice!
When you “Refer a Friend” you get rewarded! For every friend you refer you will receive a $25.00 deposit* in your savings or a rate discount of .25% on an approved loan**. Your friend just needs to open a savings and checking account with us as well as set up a direct deposit. We will waive the one-time membership fee of $5.00; they just need to make a $5.00 deposit in their savings and a $25.00 deposit in their checking account.
New members must not have an existing account with Total Choice.
*Maximum deposit of $100.00
**Visa Credit Cards and Mini Mortgage/Mortgage loans are excluded
Shift Into Savings
Switch your auto loan to Total Choice today! You’ll pay no registration or application fees. Rates as low as 3.99% APR*. Every approved loan will be entered into a drawing to win a $100.00 Fuel Giftcard. Apply here.
APR=Annual Percentage Rate. Rate is determined by creditworthiness. Enjoy no fees for a limited time only. Estimated payment: $1,000.00 for 12 months @ 3.99% APR=$85.15.
Cheers to a New Year!
Need to wrap up some holiday debt? Transfer your balance to a Total Choice Visa credit card. Apply here!
New and Used Auto Loans
Apply here!
Good Start Lending Program
We want to be your first choice for financial success. Start right here with your credit union.
If you’re between the ages of 18-25 you may qualify for our program. Applicants that meet the below requirements may qualify for an Auto loan up to $25,000.00*.
Requirements:
Open a Savings Account
Open a Checking Account
Open a Share Secured Visa Credit Card**
Must be on current job for at least 6 months
*Auto Loans: Maximum term is 60 months.
**Share Secured Visa Credit Cards: Additional sub share is required, Minimum limit is $250.00, maximum limit is $1600.00. An additional $100.00 is required to put on hold to secure your credit card.
Total Choice FCU Loyalty Program
It pays to be a member. Earn discounted rates for returning to us for your loan needs. Apply here.