Current Promotions

Welcome to our Promotions Page! Below you will find special offers. Check it out!

Make Waves, Skip A Pay This Summer!

Skip your June, July or August payment. $35.00 processing fee due at time of application. Please allow 5 business days to process your request. Apply here.
Excludes Credit Cards, Mortgages and Holiday Loans. Loans less than 6 months old do not qualify, no delinquencies, must be in good standing for the past 6 months.

Vacation Loans

Borrow up to $2,000.00 for 12 months, rates as low as 8% APR*. Apply here.
*APR=Annual Percentage Rate. Estimated Payment” Borrow $1,000.00 for 12 months at 8% APR=$87.01.Rate is determined by creditworthiness. This is a qualifying loan.

Purchase or Refi

Unlock the door to your dream home this summer with a mortgage that works for you! Take advantage of a 30 year fixed rate mortgage or a cash-out refinance. Click here to learn more about our mortgage products!

Refer A Friend to Join Total Choice!

When you “Refer a Friend” you get rewarded! For every friend you refer you will receive a $25.00 deposit* in your savings or a rate discount of .25% on an approved loan**. Your friend just needs to open a savings and checking account with us as well as set up a direct deposit. We will waive the one-time membership fee of $5.00; they just need to make a $5.00 deposit in their savings and a $25.00 deposit in their checking account.

New members must not have an existing account with Total Choice.
*Maximum deposit of $100.00
**Visa Credit Cards and Mini Mortgage/Mortgage loans are excluded

Good Start Lending Program

We want to be your first choice for financial success. Start right here with your credit union.

If you’re between the ages of 18-25 you may qualify for our program. Applicants that meet the below requirements may qualify for an Auto loan up to $25,000.00*.

Requirements:

Open a Savings Account

Open a Checking Account

Open a Share Secured Visa Credit Card**

Must be on current job for at least 6 months

*Auto Loans: Maximum term is 60 months.

**Share Secured Visa Credit Cards: Additional sub share is required, Minimum limit is $250.00, maximum limit is $1600.00. An additional $100.00 is required to put on hold to secure your credit card.