Current Promotions

Welcome to our Promotions Page! Below you will find special offers. Check it out!


30 Year Fixed Rate Mortgage

Unlock the door to your dream home with a mortgage that works for you! Take advantage of a 30 year fixed rate mortgage. Click here to learn more about our mortgage products!


Refer A Friend to Join Total Choice!

When you “Refer a Friend” you get rewarded! For every friend you refer you will receive a $25.00 deposit* in your savings or a rate discount of .25% on an approved loan**. Your friend just needs to open a savings and checking account with us as well as set up a direct deposit. We will waive the one-time membership fee of $5.00; they just need to make a $5.00 deposit in their savings and a $25.00 deposit in their checking account.

 

New members must not have an existing account with Total Choice.

*Maximum deposit of $100.00

**Visa Credit Cards and Mini Mortgage/Mortgage loans are excluded


Shift Into Savings

Switch your auto loan to Total Choice today! You’ll pay no registration or application fees. Rates as low as 4.00% APR*. Apply here.

APR=Annual Percentage Rate. Rate is determined by creditworthiness. Enjoy no fees for a limited time only. Estimated payment: $1,000.00 for 12 months @ 4.00% APR=$85.16.



Good Start Lending Program

We want to be your first choice for financial success. Start right here with your credit union.

If you’re between the ages of 18-25 you may qualify for our program. Applicants that meet the below requirements may qualify for an Auto loan up to $25,000.00*.

Requirements:

Open a Savings Account

Open a Checking Account

Open a Share Secured Visa Credit Card**

Must be on current job for at least 6 months

*Auto Loans: Maximum term is 60 months.

**Share Secured Visa Credit Cards: Additional sub share is required, Minimum limit is $250.00, maximum limit is $1600.00. An additional $100.00 is required to put on hold to secure your credit card.


Total Choice FCU Loyalty Program

It pays to be a member. Earn discounted rates for returning to us for your loan needs. Apply here.