Current Promotions

Welcome to our Promotions Page! Below you will find special offers. Check it out!

30 Year Fixed Rate Mortgage

Unlock the door to your dream home with a mortgage that works for you! Take advantage of a 30 year fixed rate mortgage. Click here to learn more about our mortgage products!

Refer A Friend to Join Total Choice!

When you “Refer a Friend” you get rewarded! For every friend you refer you will receive a $25.00 deposit* in your savings or a rate discount of .25% on an approved loan**. Your friend just needs to open a savings and checking account with us as well as set up a direct deposit. We will waive the one-time membership fee of $5.00; they just need to make a $5.00 deposit in their savings and a $25.00 deposit in their checking account.

New members must not have an existing account with Total Choice.
*Maximum deposit of $100.00
**Visa Credit Cards and Mini Mortgage/Mortgage loans are excluded

Shift Into Savings

Switch your auto loan to Total Choice today! You’ll pay no registration or application fees. Rates as low as 3.99% APR*. Every approved loan will be entered into a drawing to win a $100.00 Fuel Giftcard. Apply here.
APR=Annual Percentage Rate. Rate is determined by creditworthiness. Enjoy no fees for a limited time only. Estimated payment: $1,000.00 for 12 months @ 3.99% APR=$85.15.

Now Accepting Apps for our 2026 Scholarship Program

Visit our Scholarship Info page here for more details and to learn how to apply.
Deadline is Friday, April 3rd, 2026.

Good Start Lending Program

We want to be your first choice for financial success. Start right here with your credit union.

If you’re between the ages of 18-25 you may qualify for our program. Applicants that meet the below requirements may qualify for an Auto loan up to $25,000.00*.

Requirements:

Open a Savings Account

Open a Checking Account

Open a Share Secured Visa Credit Card**

Must be on current job for at least 6 months

*Auto Loans: Maximum term is 60 months.

**Share Secured Visa Credit Cards: Additional sub share is required, Minimum limit is $250.00, maximum limit is $1600.00. An additional $100.00 is required to put on hold to secure your credit card.