Home Loans

Home Equity Mini Mortgage | Home Purchases and Refinances | Home Purchase Loan Programs

If you have equity in your home and are looking to borrow less than $75,000.00, we have the right loan for you!

Our mini mortgage program can provide you with the opportunity to borrow up to 80% of the appraised value of your home (less the amount owed) or up to $75,000.00!

Low closing costs - $500.00 flat fee
Competitive fixed rates
Multiple terms – what are they
Owner occupied property only

Payment Example: $75,000.00 financed @ 5.25% APR* for 120 months equals $804.69 per month.

Contact Mary Vedros (MLO#897431) at mvedros@totalchoicefcu.com or 985-783-2130 to get the process started today, or apply online!

Home Purchases and Refinances

Total Choice is here for all your Home Mortgage needs. Through our relationship with Member First Mortgage, you now have access to a variety of loan options for every stage of life – all with great rates and terms.

Home Purchase Financing
Mortgage Refinancing
New Construction Loans
Vacation/Investment Property Loans

Click here to start your homeowner journey today!