Youth Loan Options

Good Start Credit Building Options for Members Age 16-25 

• A “starter” loan with Total Choice is a great way to begin building credit. We can help you understand how a credit score works and set you on the path to pay less services such as loans and insurance

• Schedule an in-person or phone meeting with one of our certified financial counselors today – there’s no obligation

• Where can I see my credit score? 

  • Total Choice has partnered with Savvy Money to provide your “live” credit score in our online banking service. Once you establish credit, you can also use Savvy Money to view the information that is being reported to the credit bureaus

• What is a credit bureau?

  • There are 3 major companies commonly referred to as “credit bureaus” that provide credit reports to financial companies, employers, landlords, and more. Creditors (companies that make loans) report payment history to the credit bureaus

• Limits up to $1,000.00 at a low fixed annual percentage rate*

• Use it as a credit card wherever VISA® is accepted

• Get cash back at any TCFCU branch or network ATM displaying the VISA® logo

*All VISA® approvals are based on credit worthiness and ability to repay.

Call us today to find out how you can be pre-approved for your first vehicle loan*. It’s not as complicated as you think!

To be eligible for this loan, you should have:

• TCFCU Good Start Savings Account

• No monthly fee Good Start Checking Account

• Share Secured VISA®

• Employed for 6 months

*All Good Start Auto Loan approvals are based on credit worthiness and ability to repay.

• Borrow funds, at a low fixed rate for a 10-month term 

• Available for tuition at private or parochial grammar and high school or community college, vo-tech and university

• Simply provide a copy of the school registration or a current annual expense sheet for tuition verification