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Auto & Home Insurance | GAP Protection | Vehicle Mechanical Protection | Life Insurance | AD&D | Credit Life & Disability

Exclusively for credit union members like you, the TruStage Auto & Home Insurance Program provides affordable top-quality protection. You could enjoy discounted rates combined with online convenience and 24/7 claims service.

Get your free quote today or call 855-483-2149.

TruStage™ Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.

MAH-1112-7C9E

This product is not federally insured by NCUA, is not an obligation of Total Choice FCU and is not guaranteed by Total Choice FCU.

GAP Protection covers the difference between the insurance settlement and the loan payoff, providing valuable protection against potential out-of-pocket dollars in the event of an insurance shortfall.

Benefits include:

• Limited out-of-pocket expenses in the event of a total loss

• Credit rating protection

• Prevention of financial hardship

• Vehicle replacement can be more affordable

• Peace of mind

In addition to offering new, used, and refinanced auto loans, we also offer Mechanical Protection Service Contracts through First Centennial Corporation for your auto, truck, or van. Get peace of mind and protection against expensive, unexpected automotive repair costs when you purchase an Mechanical Protection Service Contract.

Buy a Mechanical Protection Service Contract for less than the cost at most dealerships and enjoy:

• Coverage of most major components in the event of a breakdown

• No-hassle Direct Payment: no reimbursement forms

• A one-time premium that may be financed along with your vehicle

Put the brakes on expensive car repairs. A factory warranty may not be enough. Most major repairs occur after the manufacturer’s warranty expires. Consider adding a mechanical protection service contract to your loan. Coverage obtained through the Credit Union may save you money when compared to dealer plans.

Available Features Include:

• Low deductibles – options of $0.00, $100.00 or $200.00 available

• Road Service Benefit - provides reimbursement of up to $100.00 per occurrence for expenses related to on-site assistance for vehicle extrication, fuel or fluid delivery, or jump starting a dead battery.

• Trip Interruption Coverage - provides reimbursement up to $150.00 per day and $450.00 per occurrence for meal and lodging expenses is a repair facility must keep your vehicle overnight for repairs covered under this contract.

• Repair work may be performed by a dealership, franchise repair facility, or an independent repair shop

• Towing benefit: provides reimbursement of up to $100.00 per occurrence for towing expenses covered by this contract.

• Rental Benefit: provides reimbursement of up to $60.00 per day and up to $540.00 per occurrence for rental expenses covered by this contract including reimbursement for parts delay.

• Lockout: in the event the keys for your vehicle are accidentally locked in your vehicle, this benefit covers receipted expenses, up to a maximum of $50.00, for locksmith services. No Deductible will apply or this benefit.

• Toll Free Claims phone number 1-855-807-2885

• Increased vehicle resale value

How do you get an Extended Vehicle Service Contract?

Contact your credit union loan representative for more information on the Mechanical Protection Program by First Centennial.

This program is administered by American Colonial Administration, LLC and IAS Warranty Services of Florida, Inc. This product is not federally insured by NCUA, is not an obligation of Total Choice FCU and is not guaranteed by Total Choice FCU.

Exclusively for credit union members, we offer TruStage Life Insurance Policies to help you protect the people who matter most in your life. Underwritten by CMFG Life Insurance Company, these plans are designed to fit your budget and provide excellent coverage.

Learn about this important coverage or call 1-855-612-7909 for more information.

TruStage™ Life Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.

This product is not federally insured by NCUA, is not an obligation of Total Choice FCU and is not guaranteed by Total Choice FCU.

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$1000.00 of TruStage™ Accidental Death and Dismemberment Insurance Coverage Is Yours.

One of the nice benefits of credit union membership is a no-cost TruStage Accidental Death and Dismemberment (AD&D) insurance policy from CMFG Life Insurance Company. AD&D coverage pays you or your loved ones a cash benefit after an accident results in a covered injury or loss of life due to an accident.

You can get $1000.00 of coverage, paid for by your credit union, and provided by CMFG Life Insurance Company. You can also get up to an additional $300,000.00 AD&D coverage from CMFG Life at affordable rates.

Sign up for your no-cost or additional protection today.

TruStage™ AD&D Insurance is offered by TruStage Insurance Agency, LLC and underwritten by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.

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This product is not federally insured by NCUA, is not an obligation of Total Choice FCU and is not guaranteed by Total Choice FCU.

Secure Your Loans with Credit Life and Credit Disability

MEMBER’S CHOICE® Credit Life & Disability Insurance helps give you the security of knowing repayment won’t be left to loved ones should something happen to you. MEMBER’S CHOICE® Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Group Policy for a full explanation of the terms.

Credit Life and Credit Disability benefits:

• Immediate coverage for eligible members

• Choosing the insurance that helps to give you peace of mind

• Complements existing insurance

Ask your credit union Loan Officer for full benefits and details! If you prefer, please call 985-783-2130.

CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates. Your purchase of MEMBER’S CHOICE

Claims may be filed by contacting your credit union. If you have questions regarding your claim status, contact CMFG Life at 800-621-6323.

License #:  619282

This product is not federally insured by NCUA, is not an obligation of Total Choice FCU and is not guaranteed by Total Choice FCU.